1. General

These Terms of Use set forth herein apply to the Yozma.com web site owned, operated, licensed, or controlled by Yozma Group (the "Web Site").

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEB SITE.

By accessing or using this Web Site you signify your consent to these Terms of Use. If you do not agree to these Terms of Use, please do not use the site. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of this Web Site following the posting of changes to these terms will mean you accept those changes.

2. Ownership and Restrictions on use of materials

Unless otherwise noted, the Web Site, its content and all materials, including images, illustrations, designs, icons, photographs, video clips, written and other materials that are part of this Web Site are copyrights, trademarks and/or other intellectual properties owned, controlled or licensed by Yozma Group ("Yozma"). NO MATERIAL OR INFORMATION FROM THIS WEB SITE MAY BE COPIED, REPRODUCED, CREATED ANY DERIVATIVE, REPUBLISHED, UPLOADED, POSTED, TRANSMITTED, OR DISTRIBUTED IN ANY WAY, provided, however, you may download, where specifically permitted, one copy of the materials or information on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices.

Modification of the materials or information or use of the materials or information for any other purpose is a violation of Yozma's copyright and other proprietary rights. For purposes of these terms, the use of any such material on any other Web Site or networked computer environment is prohibited. All trademarks, service marks, and trade names are proprietary to Yozma.

3. Passwords and Security

Yozma shall be entitled to grant passwords at its sole discretion. Those who will receive password shall have access to materials or information Yozma shall deem fit to be included in the Web Site. This paragraph refers to them. You shall be solely responsible for any use of or action taken under your password on the Web Site. Your password may be used only to review information regarding financial or other information displayed on the Web Site in accordance with these Terms of Use. You are solely responsible for maintaining the confidentiality and security of your password, and you hereby agree not to disclose your password to any third party (other than third parties authorized by you to use your account). You agree to notify Yozma immediately of any unauthorized use of your password. Yozma will take reasonable security precautions when using the Internet, telephone or other means to transport data or other communications, but expressly disclaims any and all liability for the accessing of any such data or communications by unauthorized persons or entities.

4. No advice or Recommendation

You acknowledge that the information contained on the Web Site is not intended to be and should not be construed as legal, tax, accounting or investment advice (including any advice concerning the suitability or profitability of any security or investment). Yozma does not provide any legal, tax, accounting or investment advice.

5. DISCLAIMER

THE MATERIALS AND All INFORMATION AVAILABLE ON THIS WEB SITE ARE PROVIDED "AS IS" AND "AS AVILABLE" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, YOZMA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, (1) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, COMPLETENESS, TIMELINESS OR SEQUENCING OF THE WEB SITE OR THE INFORMATION AVAILABLE VIA THE WEB SITE; AND (2) ANY WARRANTIES OF TITLE OR EXPRESS OR IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND PROPRIETARY RIGHTS. WITHOUT LIMITING THE FOREGOING, THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF ANY ASSET, WHETHER FOR BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE OR UNDER ANY OTHER CAUSE OF ACTION.

6. LIMITATION OF LIABILITY.

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL YOZMA BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTIAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING, DAMAGES FOR LOSS OF DATA, BUSINESS OR PROFITS) THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS OR THE INFORMATION IN THIS WEB SITE, EVEN IF YOZMA OR A YOZMA AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WITHOUT DEROGATING THE AFOREMENTIONED, IN NO EVENT SHALL YOZMA BE LIABILE TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE). YOUR ONLY REMEDY, IF YOU ARE NOT SATISFIED WITH THE WEB SITE OR ANY PART THEREOF OR ANY TERM OF THE TERMS OF USE, IS NOT USE THIS WEB SITE.

7. Jurisdictional issues.

This Web Site is controlled and operated by Yozma from its offices within the United States. Yozma makes no representation that materials in this Web Site are appropriate or available for use in other locations. If you choose to access this Web Site from locations other than the United States or the State of Israel and you do so on your own initiative and you are held responsible for compliance with the laws of your jurisdiction.

8. Information on Web Site.

Yozma has used reasonable efforts in collecting, preparing and providing quality information and material, but does not warrant or guarantee the accuracy, completeness, adequacy or currency of the information contained in or linked to this Web Site. Users of materials or information from this Web Site or links do so at their own risk.

9. Links to other web sites and services.

To the extent that this Web Site contain links to outside services and resources, Yozma does not control the availability and content of those outside services and resources. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular service or resource.

10. Termination.

These Terms of Use are effective until terminated by either party or modified by Yozma. You may terminate these terms at any time by destroying all materials obtained from this Web Site and all related documentation and all copies and installations thereof, whether made under these terms or otherwise. These terms will terminate immediately without notice from Yozma or if in Yozma's sole discretion you fail to comply with any term or provision of these Terms of Use. Upon termination, you must destroy all materials obtained from this Web Site and all copies thereof, whether made under the terms of these Terms of Use or otherwise.

11. Miscellaneous.

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Israel, without giving effect to the rules of choice of law. You hereby consent to the exclusive jurisdiction of the Tel Aviv courts, in all disputes arising from or relating to these Terms of Use or your access to or use of the Web Site. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed several from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between us relating to the subject matter herein and may not be modified except as provided herein or in writing, signed by both parties.